We are closed Friday 29 September 2023 for the AFL Grand Final Eve Public Holiday. We will reopen on Monday 2nd of October.
Geelong Bank offers the following home loans to meet your individual needs
1,2 Home Loan
Introducing the 1, 2 home loan: 1% less for 2 years.
✓ 1% lower rate for the first two years
✓ 100% mortgage offset account
✓ Free redraw
5.89
%
p.a.
Interest rate
6.72
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <60%
Mutual Home Loan
The Mutual Home Loan is a flexible loan suitable for owner occupiers and investors with no on-going fees.
✓ 100% mortgage offset account
✓ Free redraw
✓ $0 Annual fee
6.89
%
p.a.
Interest rate
6.92
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <60%
Affinity Home Loan
The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges.
✓ Offset account available
✓ Free redraw
✓ $0 Establisment fee
7.16
%
p.a.
Interest rate
7.41
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <80%
First Home Buyers
We make it easier for first home buyers to own their home with a variety of options. Buying your first home might seem a little overwhelming but we can help you through the process to make it an enjoyable experience. Our loan consultants will guide you every step of the way.
✓ $0 Establishment Fee
✓ A 100% mortgage offset account
✓ Redraw available
7.24
%
p.a.
Interest rate
7.24
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <80%
1,2 Home Loan
Introducing the 1, 2 home loan: 1% less for 2 years.
✓ 1% lower rate for the first two years
✓ A 100% mortgage offset account
✓ Redraw your extra payments
5.89
%
p.a.
Interest rate
6.72
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <60%
Mutual Home Loan
The Mutual Home Loan is a flexible loan suitable for owner occupiers and investors with no on-going fees.
✓ Offset account available
✓ Free redraw
✓ $0 Annual fee
6.89
%
p.a.
Interest rate
6.92
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <60%
1 Year Fixed Rate Home Loan
Our 1 year fixed rate home loan is ideal for residential owner occupied or investment purchase, refinance, consolidate debts, release equity for personal or investment purposes.
✓ $0 Monthly Fee
✓ Offset account optional Extra +0.10%
✓ Rate Lock Available
6.49
%
p.a.
Interest rate
5.80
%
p.a.
Comparison rate
Owner occupied, P&I, no offset, LVR <60%
2 Year Fixed Rate Home Loan
Our 2 year fixed rate home loan is ideal for residential owner occupied or investment purchase, refinance, consolidate debts, release equity for personal or investment purposes.
✓ $0 Monthly Fee
✓ Offset account optional Extra +0.10%
✓ Rate Lock Available
6.59
%
p.a.
Interest rate
5.89
%
p.a.
Comparison rate
Owner occupied, P&I, no offset, LVR <60%
Mutual Home Loan
The Mutual Home Loan is a flexible loan suitable for owner occupiers and investors with no on-going fees.
✓ Offset account available
✓ Free redraw
✓ $0 Annual fee
7.74
%
p.a.
Interest rate
7.77
%
p.a.
Comparison rate
Investment, P&I, LVR <80%
Affinity Home Loan
The Affinity Home Loan package has features that help you to pay off your loan sooner and minimise interest charges.
✓ Offset account available
✓ Free redraw
✓ $0 Establisment fee
7.56
%
p.a.
Interest rate
7.80
%
p.a.
Comparison rate
Investment, P&I, LVR <80%
HomeBuilder Loan
Looking to build a new home or substantially renovate your current home?
✓ Family Guarantee
✓ Free redraw
✓ $0 Annual fee
6.67
%
p.a.
Interest rate
6.70
%
p.a.
Comparison rate
Owner occupied, P&I, LVR <80%
Relocation Home Loan
The relocation loan is a bridging facility that will allow you to achieve this without the need to sell your existing home first.
✓ Additional Repayments Accepted
✓ $0 Annual fee
7.96
%
p.a.
Interest rate
7.99
%
p.a.
Comparison rate
Owner occupied, P&I, with end loan, LVR <80%
Compare all our interest rates and fees
Refinance your Home Loan and save
Our online calculator is fast and easy. Find out how much you could save by switching to Geelong Bank.
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Footnotes:
- 1 Interest rate is 1% below the Geelong Bank Mutual Home Loan variable rate, (determined by loan to value ratio and repayments) for the first two years of the loan. At the end of two years, the interest rate reverts to the carded Geelong Bank Mutual Home Loan variable rate.
- 2 Comparison rate is based on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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