For your convenience, payroll deductions or other income may be credited directly to your savings account - or split between several accounts.

Choose from one of the following accounts:

As part of our Affinity Loan package you may be eligible for an Affinity Saver account. This account is restricted to eligible customers with a Geelong Bank Affinity Home Loan or Affinity Car Loan and whole of pay credit to Geelong Bank.

  • 4.10%p.a. Interest rate

Suitable for retail clients who need a transactional banking account to conveniently manage their funds and facilitate payments 24/7 with limited free transactions.

  • BPAY
  • Internet Banking available
  • Direct Debits
  • 0.00%p.a. Interest rate

The Senior Savers account is for members who are 55 years+, holders of a Seniors Card or recipients of an eligible pension. The account provides access facilities including direct credit of your Centrelink payments and other income, ATM/EFTPOS access through a Visa Debit Card, the convenience of Internet and Phone Banking, BPAY and Direct Debits payments. Interest is paid quarterly.

  • Access using our full range of access facilities

Whether you are looking for day-to-day access over the counter, via the Internet or phone, or wanting the convenience of EFTPOS or ATM, we have a transaction account to meet your needs. Full range of payment facilities include Bpay, cheque book and overdraft facility.

  • Convenient 24 hr access using our full range of access facilities
  • Overdraft available
  • 0.00%p.a. Interest rate

An internet only account that pays a high rate of interest. Meet the criteria and a bonus will be payable!

  • Simply deposit a minimum of $200 per month
  • Bonus payable on amounts up to $250,000
  • Interest paid monthly

Saving for a holiday, a deposit for your first home or a new car? This account is ideal for the short term investor saving for a special purpose who doesn't need to transact on investment funds day to day. Access to funds is limited to Internet and over the counter at our Office.

  • Use this account to help you reach your saving goals
  • Access at call

Earn interest on your savings account that provides 24x7 access to your money via Internet at call.

  • Earn interest on every dollar
  • Funds available 24/7
  • 1.30%p.a. Interest rate

A Christmas Club Account is a great way to save for Christmas. Your funds are only available from the 1 November to 31 January to remove the temptation of spending prior to Christmas.

  • Manage the Christmas expense simply
  • Access your money over the counter or via Internet and Telephone Banking
  • 2.00%p.a. Interest rate

Our at call savings account for DIY and self-managed super funds has competitive rates calculated daily and paid monthly. Free internet and no annoying monthly or annual fees.

  • A high guaranteed return
  • Manage your retirement finances simply
  • Award winning DIY super savings account

With our Fixed Term Investment Accounts the interest rate is fixed for the period of investment and interest is paid on maturity and/or annually. We offer terms from 3 to 12 months and only $500 is required to open an account.

  • Tiered interest rates apply
  • Interest paid monthly or at maturity


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  • 1 Deposit your salary and enjoy a competitive interest rate identical to the RBA’s cash rate for balances of $2,000.00 or more.
  • 2 Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.
  • 3 Interest calculated daily and paid annually. Christmas Club funds are available 1st November to 31 January each year.