Savings & Investment Accounts

Geelong Bank offers a range of savings and investment accounts specifically designed to meet the needs of its members

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For your convenience, payroll deductions or other income may be credited directly to your savings account - or split between several accounts.

Choose from one of the following accounts:

Affinity Saver Account

Deposit your salary and enjoy a competitive interest rate identical to the *RBA’s cash rate for balances of $2,000 to $100,000.

Also available if you have an Affinity Home or Car Loan.

Earn  4.10 % pa

iSaver Account

An Internet only account that pays a high rate of interest. Meet the criteria and a bonus will be payable!

Earn up to  2.46% pa

Achieve Savers Account

Saving for a holiday, a deposit for your first home or a new car? This account is ideal for the short term investor saving for a special purpose who doesn't need to transact on investment funds day to day. Access to funds is limited to Internet and over the counter at our Office.

Earn up to  2.46% pa

Online Saver Account

Earn interest on your savings account that provides 24x7 access to your money via Internet at call.

Earn 1.25 % pa

Redi Access Account

Suitable for retail clients who need a transactional banking account to conveniently manage their funds and facilitate payments 24/7 with limited free transactions.

Total Access Account

Whether you are looking for day-to-day access over the counter, via the Internet or phone, or wanting the convenience of EFTPOS or ATM, we have a transaction account to meet your needs. Full range of payment facilities include Bpay and overdraft facility.

Senior Savers Account

The Senior Savers account is for members who are 55 years+, holders of a Seniors Card or recipients of an eligible pension. The account provides access facilities including direct credit of your Centrelink payments and other income, ATM/EFTPOS access through a Visa Debit Card, the convenience of Internet, BPAY and Direct Debits payments. Interest is paid quarterly.

Earn up to  1.15% pa

Superfund Maximiser Account

A Self Managed Superfund (SMSF) Savings account is an account for those who want to manage their own superannuation retirement savings and investments. As a SMSF is a trust, a trust deed must be established. Generally your accountant or financial planner will take you through this process, including the operation and regulations that are applicable.

✓ Attractive interest rate
✓ Interest calculated daily and paid monthly
✓ Easy and convenient access by internet/telephone

Earn up to  3.95% pa

Early Bird Christmas Club Account

It's never too early to start planning for Christmas! Open a Christmas Club Account and enjoy a cash injection in November ready for your Christmas shopping. Your funds will be available from 1st November through to the 31st January to remove the temptation of spending prior to Christmas.

Earn  3.00 % pa

Term Deposits and Regular Income Accounts

With our Fixed Term Investment and Regular income Accounts the interest rate is fixed for the period of investment and interest is paid on maturity and/or annually. We offer terms from 3 to 12 months.

✓ Fixed return on your investments
✓ Flexible terms
✓ No upfront fees

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Footnotes:

  • 1 Deposit your salary and enjoy a competitive interest rate identical to the RBA’s cash rate for balances between $2,000 to $100,000
  • 2 Make a minimum deposit of $200 per calendar month to qualify for Bonus. Bonus payable on amounts up to $250,000.
  • 3 Make a minimum deposit of $50 per calendar month – Note: one withdrawal per calendar month is permitted. Bonus payable on amounts up to $250,000.
  • 4 Interest calculated daily and paid annually. Christmas Club funds are available 1st November to 31 January each year.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions, Fees and Charges, Financial Services Guide and Hardship Guide before acquiring the product.

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