You can stay in control of what you spend and where you spend it, because it’s your money.
You have quick, secure and convenient access to your money online, overseas, in person and over the phone.
Click to Pay
A simpler, more secure way to pay online.
Shopping online? Visa Click to Pay is an online checkout option that can make paying with your Geelong Bank Visa card faster and easier, without needing to enter your card details each time you shop with participating online retailers.
From 30 September 2026, eligible Geelong Bank Visa cards will be automatically enrolled in Click to Pay. There's nothing you need to download, no account you need to create and no sign-up required.
Using Click to Pay is optional. You can continue entering your card details manually when shopping online if you prefer, and you can opt out of the service at any time.
What is Click to Pay?
Click to Pay is a secure online checkout option provided by Visa that allows you to make purchases at participating online retailers without repeatedly entering your card details.
It uses tokenisation and Visa-supported authentication to help protect your card information and make online checkout easier.
How does it work?
When you're shopping online at a participating retailer:
You can use Click to Pay whenever it is offered by participating online retailers.
Is Click to Pay secure?
Click to Pay includes security features designed to help protect your card information during online transactions.
Your card details aren't shared directly with the online retailer. Instead, Click to Pay uses tokenised card credentials to reduce the exposure of your card details during online transactions.
Depending on the transaction, you may also be asked to verify your identity using a one-time code.
Why has my card been enrolled?
Eligible Geelong Bank Visa cards are being automatically enrolled in Click to Pay as part of the rollout of the service. You don't need to sign up or take any action to use Click to Pay.
Do I have to use Click to Pay?
No. Click to Pay is optional. If you prefer, you can continue entering your card details manually when making online purchases.
If you do not wish to use Click to Pay, you can opt out at any time.
How do I opt out?
If you don't want your card enrolled in Click to Pay, you can contact Geelong Bank and we can assist to remove your card from the service. Once your request has been processed, it may take up to 24 hours for the change to take effect.
What if my mobile number or email address is incorrect?
Your email address or mobile number is used to help identify your card and send you a one-time verification code when you use Click to Pay. It's important to make sure your contact details are up to date.
You can update your details through the Geelong Bank App, internet banking or by contacting us. Changes are typically reflected in Click to Pay within 24 hours.
What happens if I get a new or replacement card?
When you receive a new or replacement eligible Visa card, it will generally be enrolled in Click to Pay as part of the card enrolment process.
Is there a fee?
No. There is no additional fee to use Click to Pay. Your usual card fees and charges continue to apply.
Can I manage Click to Pay through the Geelong Bank App or Internet Banking?
Not yet. Self-service Click to Pay management is planned for a future update.
For now, if you'd like to opt out or need help with Click to Pay, please contact Geelong Bank and we'll help you.
Where can I find the terms and conditions?
Important information about Click to Pay, including eligibility, privacy and use of the service, is available in the Click to Pay terms and conditions. We encourage you to read the terms and conditions before using Click to Pay. A copy of the terms and conditions is accessible at Visa Debit Card Terms and Conditions or at any of our branches upon request.
Need help?
If you have questions about Click to Pay or would like to opt out, please contact Geelong Bank and our team can help.
Geelong Bank Visa Debit cards offer quick, secure and convenient access to your money online, overseas, in person, and over the phone.
Accepted worldwide in over 36 million outlets, you can enjoy access to your funds wherever Visa is accepted.
Simply wave and go for purchases under $100 at participating merchants, or enter your Personal Identification Number (PIN) for purchases over $100. There is a limit of $500 or 10 transactions per day (whichever comes first) for pay wave. After these limits you must insert your card and use your PIN.
Save time with a smart and secure checkout. Click to pay with your Visa Debit card when you see the Click to Pay icon Skip guest checkout, bypass form fields and forget the hassle of remembering passwords.
Shop for everything. Worry about nothing when you click to pay with Visa. We keep your personal information secure so you can pay online with confidence.
However you want to pay, Visa Debit comes with secure EMV chip technology, fraud protection and transaction controls, ensuring that only you can access your hard earned money, even if you misplace your card.
Simply insert your Visa Debit card, enter your PIN and choose Savings. You may withdraw $1,000 per day in total.
Withdrawals from CBA, NAB and Westpac ATMs are free. Cash withdrawals from other Banks and private ATM's may attract a fee which will be disclosed prior to performing the transaction.
Simply insert your Visa Debit card and enter your PIN to obtain cash when you make a purchase from Woolworths Supermarkets.
You will be issued with your own personal identification number (PIN) which is forwarded to you within a few days of receiving your Visa Debit card. It is therefore very important that your PIN is memorised and not stored with your card for security.
When you receive your card, please activate via the Geelong Bank app or by contacting us on 1300 361 555 during business hours: 9.00 am – 5.00 pm (Monday – Friday).
Read our Frequently Asked Questions if you need more information.
Is there a transaction on your Visa Debit card that you think might be incorrect? Call us, email info@geelongbank.com.au or drop it into our branch and we can help you.
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