We are closed Friday 29 September 2023 for the AFL Grand Final Eve Public Holiday. We will reopen on Monday 2nd of October.
Special Rates 1,2 Home Loan | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Equal to or less than 60% LVR | 5.89% p.a. ^{} | 6.72% p.a. ^{} |
Equal to or less than 70% LVR | 6.09% p.a. ^{} | 6.91% p.a. ^{} |
1,2 Home Loan | Interest Rate | Comparison Rate |
Owner occupied- P&I LVR <80% | 6.24% p.a. ^{} | 7.06% p.a. ^{} |
Owner occupied- P&I LVR >80% to <90% | 6.34% p.a. ^{} | 7.16% p.a. ^{} |
Owner occupied- P&I LVR >90% | 6.54% p.a. ^{} | 7.36% p.a. ^{} |
Owner occupied- IO LVR <80% | 6.94% p.a. ^{} | 7.76% p.a. ^{} |
Owner occupied- IO LVR >80% to <90% | 7.09% p.a. ^{} | 7.91% p.a. ^{} |
Owner occupied- IO LVR >90% | 7.19% p.a. ^{} | 8.00% p.a. ^{} |
Owner Occupied | ||||
P&I | IO | |||
Interest Rate | Comparison Rate | Interest Rate | Comparison Rate | |
LVR <60% | 6.89% p.a. | 6.92% p.a. ^{} | N/A | N/A |
LVR >60% - <70% | 7.09% p.a. | 7.12% p.a. ^{} | N/A | N/A |
LVR >70% - <80% | 7.24% p.a. | 7.27% p.a. ^{} | 7.94% p.a. | 7.97% p.a. ^{} |
LVR >80% - <90% | 7.34% p.a. | 7.37% p.a. ^{} | 8.09% p.a. | 8.12% p.a. ^{} |
LVR >90% | 7.54% p.a. | 7.57% p.a. ^{} | 8.19% p.a. | 8.22% p.a. ^{} |
Investment | ||||
P&I | IO | |||
Interest Rate | Comparison Rate | Interest Rate | Comparison Rate | |
LVR <80% | 7.74% p.a. | 7.77% p.a. ^{} | 8.19% p.a. | 8.22% p.a. ^{} |
LVR >80% - <90% | 7.94% p.a. | 7.97% p.a. ^{} | 8.39% p.a. | 8.42% p.a. ^{} |
Affinity Home Loan | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Owner Occupied - P&I LVR ≤80% | 7.16% p.a. | 7.41% p.a. ^{} |
Owner Occupied - P&I LVR >80% to ≤90% | 7.26% p.a. | 7.51% p.a. ^{} |
Owner Occupied - IO LVR ≤80% | 7.76% p.a. | 8.00% p.a. ^{} |
Owner Occupied - IO LVR >80% to ≤90% | 7.91% p.a. | 8.15% p.a. ^{} |
Investment - P&I LVR <80% | 7.56% p.a. | 7.80% p.a. ^{} |
Investment - P&I LVR >80% | 7.74% p.a. | 7.98% p.a. ^{} |
Investment - IO LVR <80% | 8.01% p.a. | 8.25% p.a. ^{} |
Investment - IO LVR >80% | 8.21% p.a. | 8.45% p.a. ^{} |
Interest Rate (p.a.) | Comparison Rate (p.a.) | |
Owner occupied | P&I | LVR <80% | 7.24% p.a. | 7.24% p.a. ^{} |
Owner occupied | P&I | LVR >80% to <90% | 7.34% p.a. | 7.34% p.a. ^{} |
Owner occupied | P&I | LVR >90% | 7.54% p.a. | 7.54% p.a. ^{} |
Owner occupied | IO | LVR <80% | 7.94% p.a. | 7.94% p.a. ^{} |
Owner occupied | IO | LVR >80% to <90% | 8.09% p.a. | 8.09% p.a. ^{} |
Owner occupied | IO | LVR >90% | 8.19% p.a. | 8.19% p.a. ^{} |
1 year Fixed Rate Home Loan | Interest Rate (No Offset) | Comparison Rate (No Offset) | Interest Rate (With Offset) | Comparison Rate (With Offset) |
Owner occupied- P&I LVR <60% | 6.49% p.a. | 5.80% p.a. ^{} | 6.59% p.a. | 5.81% p.a. ^{} |
Owner occupied- P&I LVR <70% | 6.59% p.a. | 5.99% p.a. ^{} | 6.69% p.a. | 6.00% p.a. ^{} |
Owner occupied- P&I LVR <80% | 6.69% p.a. | 6.31% p.a. ^{} | 6.79% p.a. | 6.32% p.a. ^{} |
Owner Occupied- P&I LVR >80% to <90% | 6.79% p.a. | 6.41% p.a. ^{} | 6.89% p.a. | 6.42% p.a. ^{} |
Investment- P&I LVR <80% | 6.74% p.a. | 7.66% p.a. ^{} | 6.84% p.a. | 7.67% p.a. ^{} |
Investment- P&I LVR >80% to <90% | 6.84% p.a. | 7.85% p.a. ^{} | 6.94% p.a. | 7.86% p.a. ^{} |
Investment- IO LVR <80% | 6.99% p.a. | 8.08% p.a. ^{} | 7.09% p.a. | 8.09% p.a. ^{} |
Investment- IO LVR >80% to <90% | 7.09% p.a. | 8.27% p.a. ^{} | 7.19% p.a. | 8.28% p.a. ^{} |
2 year Fixed Rate Home Loan | Interest Rate (No Offset) | Comparison Rate (No Offset) | Interest Rate (With Offset) | Comparison Rate (With Offset) |
Owner occupied- P&I LVR <60% | 6.59% p.a. | 5.89% p.a. ^{} | 6.69% p.a. | 5.91% p.a. ^{} |
Owner occupied- P&I LVR <70% | 6.69% p.a. | 6.07% p.a. ^{} | 6.79% p.a. | 6.09% p.a. ^{} |
Owner occupied- P&I LVR <80% | 6.79% p.a. | 6.37% p.a. ^{} | 6.89% p.a. | 6.39% p.a. ^{} |
Owner Occupied- P&I LVR >80% to <90% | 6.89% p.a. | 6.48% p.a. ^{} | 6.99% p.a. | 6.50% p.a. ^{} |
Investment- P&I LVR <80% | 6.84% p.a. | 7.58% p.a. ^{} | 6.94% p.a. | 7.60% p.a. ^{} |
Investment- P&I LVR >80% to <90% | 6.94% p.a. | 7.76% p.a. ^{} | 7.04% p.a. | 7.78% p.a. ^{} |
Investment- IO LVR <80% | 7.09% p.a. | 7.98% p.a. ^{} | 7.19% p.a. | 8.00% p.a. ^{} |
Investment- IO LVR >80% to <90% | 7.19% p.a. | 8.16% p.a. ^{} | 7.29% p.a. | 8.18% p.a. ^{} |
HomeBuilder Loan | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Owner Occupied - P&I LVR ≤80% | 6.67% p.a. | 6.70% p.a. ^{} |
Owner Occupied - P&I LVR >80% to ≤90% | 6.77% p.a. | 6.80% p.a. ^{} |
Owner Occupied - P&I LVR >90% | 6.87% p.a. | 6.90% p.a. ^{} |
Owner Occupied - IO LVR ≤80% | 6.67% p.a. | 6.70% p.a. ^{} |
Owner Occupied - IO LVR >80% to ≤90% | 6.77% p.a. | 6.80% p.a. ^{} |
Owner Occupied - IO LVR >90% | 6.87% p.a. | 6.90% p.a. ^{} |
Relocation Home Loan | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Bridging Finance up to 12 months (with no end loan) | 9.11% p.a. | 9.14% p.a. ^{} |
Bridging Finance up to 12 months for sale and 30 years for remaining loan (with end loan) | 7.96% p.a. | 7.99% p.a. ^{} |
Car Loans | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Affinity Car Loan | 6.95% p.a. ^{} | 7.26% p.a. ^{} |
Used Car Loan | 10.95% p.a. | 11.27% p.a. ^{} |
Personal Loans | Interest Rate (p.a.) | Comparison Rate (p.a.) |
Home Improvement Loan | From 9.95% p.a. | 10.27% p.a. ^{} |
Personal Loan/Debt Consolidation | From 9.95% p.a. | 10.27% p.a. ^{} |
Credit Facility | Interest Rate (p.a.) |
Overdraft | From 14.30% p.a. |
Credit Card - Amigo | Interest Rate (p.a.) |
Balance Transfer | 4.99% p.a. ^{} |
Purchases and Cash Advances | 11.99% p.a. |
Important information