It may sound like an easy concept but many of us just don’t know where to start. A budget is all about knowing what you spend your money on. A really useful budget is based on realistic expectations and should be flexible enough to adapt to changes in circumstances.
Use our calculators to make informed decisions about your money. Manage your money effectively and achieve your savings goals with a budget.
| Affinity Saver | iSaver | Achieve Savers | Online Saver | Christmas Club | Young Achievers | Senior Saver | |
| Monthly fee | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Bonus rate requirement | No | Deposit $200 or more a month | Deposit $50 or more a month | No | No | 1 deposit a month | No |
| Interest calculation | Calculated daily, paid monthly |
Calculated daily, paid monthly |
Calculated daily, paid monthly |
Calculated daily, paid monthly |
Calculated daily, paid annually in November | Calculated daily, paid monthly |
Calculated daily, paid quarterly |
| Minimum amount | $2,000 | $1 | $1 | $1 | $1 | $1 | $1 |
| Card access | Yes | No | No | No | No | No | Yes |
| Direct Entry (Credit/Debit) | Yes | Credits only | Credits only | Credits only | Credits only | Credits only | Credits only |
| Branch Access | Yes | No | Yes | No | Yes | Yes | Yes |
| Learn more > | Learn more > | Learn more > | Learn more > | Learn more > | Learn more > | Learn more > |
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